Ok, so the kid is doing better, but now my wife has gone off the deep end. She's always been bad with money, but in the last couple of years, she's been getting credit cards without me knowing and racking them up to the limit. She spends all her money and more on worthless junk. Cheap crap that ends up being thrown away, eating out, booze, trips to expensive salons that are totally out of her price range, etc. She bought a brand new car by getting her dad to co-sign the loan (I refused), and she also got him to co-sign a line of credit (which I didn't know about). She works, but has not contributed to the household for about three years now. She was supposed to be paying off her debt, but instead accumulated more. This past spring, she no longer had the cash flow to pay the interest, couldn't borrow any more, and so our options were to declare bankruptcy (she has too much equity in our home for a consumer proposal) or refinance our mortgage. The banks won't go near her, so I had to pay a substantial interest penalty to get out of our mortgage, take her name of the title, and qualify on my own. $150k later, she's out from her crushing debt load and able to contribute to the household. Only she doesn't. She is self-employed, and grosses about $4k/mo, all of which she spends on herself. She has no money to pay her taxes, and leaves me to pay for the mortgage, the utilities, the groceries, etc. On top of that she's now also stealing from me, so she can buy more worthless crap. I really think it's pathological with her, and I can't deal with this, and her myriad of other problems anymore. She's been to counseling for this (and other problems), but nothing ever changes. I don't think she's being honest with herself or her counselors, and continues to blame other people and circumstances, and keeps coming home with more prescriptions, but there never any results. I really don't think there is any way I will trust her again, and I don't see there is anything left to salvage. She's already ruined me once, and a divorce will probably ruin me again and take my kids from me. Can my life ever be something other than a steaming pile of vomit, or should I just resign myself to a life of misery?